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The Credit Card Conundrum

 
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CubaLibre
the road lawyer


Joined: 02 Mar 2007
Location: Balmer

PostPosted: Tue Jan 29, 2008 3:22 am        Reply with quote

Discover is supposed to have good rewards. bp has a ridiculous Visa if you gas up at bp stations a lot. I think it's something like 10% cashback on bp purchases, which is sick if you drive regularly. No idea about the interest rate though (I bet it kills).
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CubaLibre
the road lawyer


Joined: 02 Mar 2007
Location: Balmer

PostPosted: Tue Jan 29, 2008 1:42 pm        Reply with quote

For the record, I got myself a Chase Platinum Visa meant for students back after I graduated from high school. I've got another one now. The newer one is still running strong with the introductory 0% APR, and the older one had 0% for like 18 months before switching over to a 10% APR, where it's been ever since. I have no idea where you people get 17% interest rates from. In my experience, as long as you never, ever miss a payment, they won't raise your rate outside small adjustments based on the market.
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CubaLibre
the road lawyer


Joined: 02 Mar 2007
Location: Balmer

PostPosted: Wed Jan 30, 2008 1:19 am        Reply with quote

The entire business of credit rating is horrifying.
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